解除分业经营的信号频传 其实所谓的分业经营,按照《保险法》的规定,有两方面的含义:一是财产保险业务与人身保险业务分业经营,二是保险与银行、证券分业经营。从目前金融市场上出现的种种迹象到国内金融监管机构的一系列政策,似乎已经突破了分业经营在这两方面的规定,出现了混业经营的信号。 从中银集团抢滩深圳保险市场,到平安设立金融控股公司,以投资人的身份控股产险、寿险及证券、信托等业务,表明了产、寿险的分业经营已经开始松动。 此外,各大监管部门也早已在政策方面 In fact, the so-called separate operation, according to the provisions of the “Insurance Law”, has two meanings: First, the property insurance business and personal insurance business separate operations, and second, insurance and banking, securities business separately . From the current signs of the emergence of financial markets to a series of domestic financial regulatory agencies, it seems that the policy has been broken down in these two aspects of the division of operations, there have been mixed signals. Bank of China Bank of China to seize the insurance market in Shenzhen, to the safe establishment of a financial holding company, as an investor holding property and casualty insurance, life insurance and securities, trust and other businesses, shows that the production, life insurance business has begun to separate. In addition, the major regulatory authorities have long been in the policy area