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商业银行理财产品据中国社科院金融研究所金融产品中心(下称:“中心”)统计,2012年10月份,全国88家商业银行共发行2885款零售理财产品,其中非结构类产品为2791款,同比增长58.2%,环比下降9.8%;结构类产品为94款,同比增长40.3%,环比下降17.0%。参见图1(注:文中全部数据来源于中国社科院金融研究所金融产品中心,由于四合五入的原因,数据存在误差,加总可能不为100%,特此标注,下同)。商业银行理财产品收益类型。2012年10月各收益类型产品
According to the statistics of Financial Products Center of China Academy of Social Sciences Institute of Finance (hereinafter referred to as “Center”), in October 2012, 88 commercial banks in China issued 2,885 retail wealth management products, among which, unstructured products 2791, an increase of 58.2% over the previous month, down 9.8%; structural products for the 94 models, an increase of 40.3%, a decline of 17.0%. See Note 1 (Note: All data in this paper are from the Financial Products Center of Institute of Finance, Chinese Academy of Social Sciences. Due to the in-quadruple input, the data may be inaccurate, which may not be 100%. Commercial Bank financial products income types. October 2012 Each yield type product