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自1980年恢复办理国内业务以来,我国的保险业经历了一个迅速发展的过程。最初的保险市场是中国人保独家经营,经过20多年的发展,我国保险市场的竞争主体不断增加,已经形成了一个体系相对成熟、具有高度竞争性的保险市场。保险协作在某种意义上提高了市场的运行效率。保险协作主要体现在保险行业主体之间的协作、保险行业与非保险行业主体之间的协作等方面。
Since the resumption of domestic operations in 1980, our insurance industry has undergone a rapid development. The initial insurance market was owned by PICC. After more than 20 years of development, the subject of competition in China’s insurance market has been constantly increasing. A relatively mature and highly competitive insurance market has been formed. In a sense, insurance cooperation improves the efficiency of the market. Insurance cooperation is mainly reflected in the collaboration between the main insurance industry, the insurance industry and non-insurance industry, the main cooperation between the parties.