现阶段随着我国经济的发展,金融行业对于现代社会的人们来说,已不算陌生。创新作为事物发展的动力,对于金融行业来讲,也是如此,只有不断创新,才能推动金融行业的永续发展。但金融创新给经济发展带来机遇的同时,也给金融业、特别是银行系统带来了不小的挑战。本文将主要就金融创新给商业银行会计制度带来的影响作简要的分析。 At this stage, with the economic development of our country, the financial industry is no stranger to people in modern society. Innovation as a driving force for the development of things is also true for the financial industry. Only by constant innovation can we promote the sustainable development of the financial industry. However, while financial innovation brings opportunities for economic development, it also poses immense challenges to the financial industry, especially the banking system. This article will briefly analyze the impact of financial innovation on the accounting system of commercial banks.