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杭州影人化妆品厂以8600多元的价格买下当地晚报的醒目位置刊登广告,向银行界寻求10至300万元贷款,期限一年。回报条件为:保证5年内的销售收入全额进入贷款行。见报两天收到4个单位和8名个人的意向性融资电话,总额达9400万元,但居然无一家银行作出反应,笔者深感不解。 银行是经营货币的特殊企业,它的货物就是“钱”,是通过储蓄柜、所等资金组织部门把“钱”买来,然后再通过信贷部门卖出去,获得收益,时至今日为什么抓储蓄的同志能走出去,上门拉储蓄大户、求存款,而信贷部门就不能低下高昂的头去上门送贷呢?
Hangzhou Yingde cosmetics factory to 8600 yuan price to buy local Evening News prominently placed advertisements to the banking sector to seek 10 to 300 million loans for a period of one year. The conditions for return are as follows: Guarantee the full sales revenue within 5 years to enter the loan bank. See the newspaper two days received four units and eight individuals intention financing calls, a total of 94 million yuan, but actually no one bank to respond, I deeply puzzled. A bank is a special enterprise that runs money. Its goods are “money”. It is bought through “money” through savings cabinets and other funds organizations, and then sold through the credit department to gain profits. Why now? Savings comrades can go out, pull large savings door, seeking deposits, while the credit department can not go down the high head to home loan it?