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做好扩大养老保险覆盖面工作,关键在于能否把个体私营企业及员工纳入范围,实现养老保险费及时足额征缴到位。因此,个体私营企业扩面征缴已愈来愈成为当前养老保险工作的重点、难点,更是新的增长点。近两年,莱芜市社会保险机构把个体私营企业扩面征缴作为一个重点来抓,做了大量的工作,取得了一定的成绩。截至2000年9月,全市城镇个体私营企业应参保户数达5200家,员工达21500人,已参保员工4500人,当年征缴基金350万元。但这一工作还存在许多困难和问题,表现在个体私营企业办理登记的少、人员纳入率低、征缴难。有30%的单位办理了登记,人员纳入率仅21%,基金征缴率仅28%。个体私营企业扩面征缴难,影响了建立统一的养老保险制度的进程。
Doing a good job of expanding the coverage of pension insurance, the key lies in whether the individual and private enterprises and employees can be included in the scope of pension insurance in full and timely and fully collected. Therefore, the expansion of private-owned enterprises to collect more and more has become the focus of the current pension insurance work, the difficulty is a new growth point. In the recent two years, the social insurance agencies in Laiwu City have made a lot of efforts in collecting the expansion of private-owned enterprises and made some achievements. As of September 2000, the city’s individual and private enterprises in cities and towns should have 5,200 insured households, employing 21,500 people, including 4,500 insured employees and collecting 3.5 million yuan of funds in the same year. However, there are still many difficulties and problems in this work. This is manifested in the fact that the number of individuals and private enterprises registered for registration is relatively small, the rate of personnel incorporation is low, and the payment of fees is difficult. 30% of the units have been registered, the rate of 21% staff participation, fund collection rate of only 28%. The expansion of the solicitation of individual and private enterprises has affected the process of establishing a unified pension insurance system.