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殷华说,一直以来,小徼企业融资难、融资贵问题制约着我国经济整体发展,而民众投资渠道极其有限也长期受到诟病。互联网金融的出现,让广大小微企业和需要资金的个人,能通过市场机制以较短时间、较低成本取得融资,这给互联网金融的破茧而出提供了基础和条件。换句话说,互联网金融的产生和发展,为我国金融发展打开了另一扇窗。2014年,互联网金融被首次写入了我国政府报告,说明了政府要促进互联网金融健康发展,完善金融监管协调机
Yin Hua said that since the establishment of small enterprises, financing difficulties and problems of financing have hindered the overall economic development in our country. However, the public investment channels are extremely limited and have long been criticized. With the advent of Internet finance, small and micro enterprises and individuals in need of funds can obtain financing in a relatively short period of time and at relatively low cost through market mechanisms. This has provided the foundation and conditions for the Internet finance to break through. In other words, the emergence and development of Internet finance has opened another window for China’s financial development. In 2014, Internet finance was first written into the government report of our country, indicating that the government should promote the healthy development of Internet finance and improve the coordination of financial regulation and coordination