我国农业保险特别是政策性农业保险需要有一个健全的大灾风险管理制度,而这个题目已经通过《农业保险条例》原则性地提出来了,期望尽快破题新近颁布的《农业保险条例》,正式提出了建立大灾风险分散机制的重要问题。提出和关注这个问题尽管已经有好几年了,但是它的重要意义还是需要进一步讨论,具体操作层面的问 China’s agricultural insurance, especially policy-oriented agricultural insurance, needs a sound management system for catastrophe risk, and this subject has been proposed in principle through the “Agricultural Insurance Ordinance.” We hope that the newly promulgated “Agricultural Insurance Ordinance” Put forward the important issue of establishing the mechanism of disaster risk diversification. Although it has been several years since the issue was raised and focused, its significance still needs to be further discussed. Specific operational aspects