(一)马克思曾经提出货币是社会再生产的第一推动力和持续力的论断。现代经济增长依赖于投资的推动,而增长的持续力更多地取决于金融体系的运作效率,旧的“大一统”的金融体制很大程度上抑制了金融对经济推动和导向作用的发挥,货币只是核算工具。邓小平在改革初期就要求银行转变 (1) Marx once proposed that money is the first impetus and the persistence conclusion of social reproduction. Modern economic growth relies on the promotion of investment, and the sustainability of growth depends more on the operational efficiency of the financial system. The old “unified” financial system has largely inhibited the financial promotion of the economy and the guiding role, Currency is only a calculation tool. Deng Xiaoping required bank changes in the early stages of the reform