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集融资与融物、贸易与技术于一体的金融租赁理应成为解决中小企业融资问题的一股重要金融力量。但金融租赁外部环境制约和内部因素困扰已然成为中小企业融资借道金融租赁的通行“路障”。经历近三十年发展的金融租赁产业长期以来并未形成良好的发展态势,特别是在缓解中小企业融资问题上没有发挥重要作用。金融租赁对中小微企业的融资余额不足其资产规模
Financial leasing, which integrates financing and financing, trade and technology, should become an important financial force for solving the financing problem for SMEs. However, the external constraints of the financial leasing and internal factors plagued the SME financing has become the passage of financial leasing “roadblocks.” The financial leasing industry, which has experienced nearly three decades of development, has not formed a good momentum of development for a long period of time and has not played an important role in alleviating the issue of financing for SMEs. Financial leasing of SME financing balance of less than its asset size