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资金紧张,是当前企业普遍面临的一大难题,厂长、经理苦于缺少资金而疲于东奔西走,求爷爷告奶奶筹措资金。地方政府苦于上规模、上项目资金不足,到处找钱,见钱眼开。大家都为找“钱”而忙忙碌碌。那么,企业资金为啥短缺?有人认为,企业资金紧张,是由于银行贷款少了。事实并非如此,从银行贷款的增加和企业销售、利税的完成对比中可找到答案。以山东省济宁市与工商银行有信贷关系的393户工业生产企业为例,今年上半年实现销售收入49,35亿元,利税3,94亿元,分别比去年同期增长2.7%和11.3%。而同期工商银行
The shortage of funds is a major problem faced by enterprises at the moment. The managers and managers suffer from lack of funds and are struggling to go west. Grandpa is required to tell grandma to raise funds. Local governments suffer from lack of funds on the scale and on projects. They find money everywhere and see the money. Everyone is busy looking for “money”. So, is there a shortage of corporate funds? Some people think that the company’s funding is tight because of bank loans. This is not the case. The answer can be found in the comparison of the increase in bank loans and the completion of corporate sales and profits. Taking the 393 industrial manufacturing enterprises with credit relations between Jining City of Shandong Province and the Industrial and Commercial Bank of Shandong as an example, the sales revenue for the first half of this year was 4,935 billion yuan, and the profits and taxes were 394 million yuan, up 2.7% and 11.3% respectively over the same period of last year. During the same period, ICBC