金融全球化成为世界不可逆转的趋势。中国为融入国际经济体系 ,必须遵循国际规则 ,对外资银行的经营活动实行国民待遇。但是 ,考虑到具体的国情 ,作为一个发展中国家 ,我国对金融业的开放要采取稳妥的方式 ,对外资银行实行国民待遇需要一个过程。 Financial globalization has become an irreversible trend in the world. To integrate into the international economic system, China must abide by international rules and apply national treatment to the operating activities of foreign-funded banks. However, taking into account the specific national conditions, as a developing country, China should take a sound approach to the opening up of the financial industry and require a process for the implementation of national treatment by foreign-funded banks.