【摘 要】
：
目前，北京市有这样一些个体工商业者、私营企业主，他们既没有北京市正式户口，又没有单位提供购房贷款担保，且想在北京市购买自住用房，对于这种情况应如何办理购房按揭贷款？一、目前
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目前，北京市有这样一些个体工商业者、私营企业主，他们既没有北京市正式户口，又没有单位提供购房贷款担保，且想在北京市购买自住用房，对于这种情况应如何办理购房按揭贷款？一、目前的购房贷款分为公积金贷款、商业贷款和组合贷款（公积金贷款和商业贷款）三种形式。由于?
At present, there are some individual business owners and private business owners in Beijing who neither buy a formal mortgage in Beijing nor do they want to buy a home loan and want to buy their own home in Beijing. How to handle this situation? Mortgage Loans? First, the current purchase loans are divided into provident fund loans, commercial loans and portfolio loans (provident fund loans and commercial loans) in three forms. due to?
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