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最近中国人民银行正式颁发了《贷款证管理办法》。该《办法》将从1996年4月1日起在全国部分大中城市实行。 《办法》的主要内容是: 一、贷款证是人民银行发给注册地法人企业向国内各金融机构申请贷款的资格证书。 二、人总行及其分支机构是贷款证的发证机关和管理机关。 三、贷款证内容包括发证记录和年审记录、企业概况、银行本外币存款开户记录、贷款余额情况统计、贷款发生情况登记、企业在注册地以外城市贷款登记、企业提供经济担保情况登记及资信记录等。 四、发放对象及申办条件。一家企业只能向注册地发证机关申请领一本贷款证并提交规定的文件。
Recently, the People’s Bank of China officially issued the “Loan Card Management Measures.” The “Measures” will be implemented on April 1, 1996 in some large and medium-sized cities throughout the country. The main contents of the “Measures” are as follows: 1. Loan card is a qualification certificate issued by the People’s Bank of China to a registered corporate entity for applying for a loan by domestic financial institutions. Second, the People’s Bank and its branches are the issuing authority and management organ of the loan certificate. Third, the loan certificate, including certification records and annual records, the company profile, the bank account records of foreign currency deposits, loan balance statistics, the occurrence of loans registration, registration of enterprises in cities outside the registration of loans, businesses provide economic security registration and Credit records. Fourth, the distribution of objects and bid conditions. An enterprise can only apply to the certification authority at the place of registration to obtain a loan certificate and submit the required documents.