“只买新的,不买老的”、“只买‘便宜’的,不买‘贵’的”、“基金分红越多越好”和“现金分红,落袋为安”。上述四大昏招均为人们投资基金过程中普遍存在的误区。新老基金各有优缺点首先,新老基金各存利弊。新基金的优点在于:认购费率低,一般来讲的新基金认购费通常会比老基金的申购费稍微的低一点,可是目前市场竞争激烈,各家渠道销售基金时在使用不同的费率优惠活动,所以 “Buy only new, do not buy the old ”, “buy only cheaper, do not buy expensive ”, “fund dividend more ” and "cash bonus, For the security. The four fainting are common misunderstandings in the process of people investing funds. The advantages and disadvantages of new and old funds First of all, the pros and cons of the pros and cons of the Fund. The advantages of the new fund are: the subscription rate is low, in general, the subscription fee for the new fund is usually a little lower than the subscription fee for the old fund, but the current market is fiercely competitive, and various channels use different rates for fund sales Preferential activities, so