一、事件和背景 4月27日晚,人民银行在其网站上宣布,全面上调贷款基准利率,其中一年期贷款基准利率上调了27个基点;稍后,人民银行又宣布对商业银行进行了窗口指导,其要点在于要求商业银行收紧贷款供给。这一政策显然是为了落实国务院会议的有关精神而采取的紧缩性政策, I. Events and Background On the evening of April 27, the People’s Bank of China announced on its website that it will raise the benchmark interest rate of loans by a full margin. The benchmark one-year lending rate has been raised by 27 basis points. Later, the People’s Bank of China announced the commencement of commercial banks The main point of window guidance is to require commercial banks to tighten their loan supply. This policy is obviously a tightening policy for implementing the spirit of the State Council meeting,