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随着互联网金融时代的到来,金融行业的业务模式、利益格局以及金融生态环境都发生了巨大的变化。大数据、云计算、移动互联等新技术的出现及新应用的实现,也加速了金融IT创新的步伐。面对竞争日趋激烈的市场环境,金融机构如何加速IT转型来应对新的挑战;如何基于业务发展需要和风险监管要求,制定新的信息科技建设策略;金融行业如何通过跨领域的合作、融合,联手应对互联网企业给传统金融行业带来的挑战,成为目前业界关注的焦点。
With the advent of the Internet finance era, tremendous changes have taken place in the business model, interest pattern and financial environment of the financial industry. The advent of new technologies such as big data, cloud computing and mobile internet and the realization of new applications have also accelerated the pace of financial IT innovation. Faced with an increasingly competitive market environment, how to speed up the IT transformation of financial institutions to meet new challenges; how to develop new information technology construction strategies based on business development needs and risk regulatory requirements; how the financial industry through cross-cutting cooperation, integration, Joint efforts to deal with Internet companies to the challenges of the traditional financial industry has become the focus of attention of the industry.