建行贷款程序及利率改策文／许一鸣基本建设贷款（一）贷款条件银行发放基本建设贷款要遵循“计划管理、物质保证、按期偿还、择优支持、先评后贷”的原则。所有具备独立法人资格，纳入国家计划管理渠道，实行独立核算的国有企业、集体企业、中外合资合作企业，实行统一核... Construction Bank loan procedures and interest rate reform policy / Xu Yimin Capital Construction Loans (A) Loan Conditions Banks to issue loans for capital construction should follow the “program management, material assurance, repayment on schedule, the preferred support, first assessment of post-mortem” principle. All state-owned enterprises, collective enterprises, Sino-foreign joint venture and cooperative enterprises that have independent legal person qualifications and are included in the state plan management channels and carry out independent accounting shall implement unified nuclear ...