从国外经验看,保险费率市场化的成功是有条件的。我国在推进保险费率市场化的进程中,除了学习国外的先进经验,尽快确立以偿付能力为核心的竞争型监管模式、完善保险监管法规、渐进地实施改革外,还应在以下几方面完善相关辅助制度,为改革“保驾护航”。 一、改革税收制度,提供一个宽松的环境。目前我国 From foreign experience, the success of market-oriented insurance premiums is conditional. In advancing marketization of premium rates, our country should not only learn from advanced experience abroad, establish a competitive regulatory model that focuses on solvency as soon as possible, improve regulations on insurance regulation, and gradually implement reforms, we should also improve it in the following aspects Relevant assistance system, for the reform “escort.” First, reform the tax system to provide a relaxed environment. At present, China