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保险欺诈并不是新鲜事物,从保险业诞生那天起,欺诈就如影随形。保险欺诈行为违背了保险原则中的最大诚信原则,如果不能有效的遏制保险欺诈行为,最大诚信原则将失去作用,保险发展也就难以为继。如何对保险欺诈行为调查取证已成为国内外保险业的共同面对的一个重要课题。
Insurance Fraud is not new. Fraud is akin to that of the insurance industry. Insurance fraud violates the principle of maximum good faith in the insurance principle. If the insurance fraud can not be effectively checked, the principle of utmost goodwill will become ineffective and the development of insurance will be unsustainable. How to investigate and verify evidence of insurance fraud has become an important issue that the insurance industry both at home and abroad face together.