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个体私营经济担保难、贷款难是长期以来制约我国经济发展的一大难题。为解决这一问题,中国人民银行济南分行营业管理部引导农信社积极适应市场变化,创新贷款方式,于2001年5月推出了“联户联保”贷款。截至2004年6月末,累计对个体私营企业贷款29亿元,三年的贷款总量超过前几十年的贷款总量,贷款本息收回率达到99.8％,得到贷款支持的个体私营企业年均纯利润是贷款前的五
It is difficult to guarantee the individual and private economy, and the difficulty of lending is a major problem that has hindered the economic development of our country for a long time. To solve this problem, the PBC Jinan Branch Business Management Department to guide the rural credit cooperatives to actively adapt to market changes, innovative loans, in May 2001 launched the “UNPROFOR ” loans. As of the end of June 2004, a total of 2.9 billion yuan loans to individual and private enterprises, three years of total loans over the previous few decades of total loans, loan recovery rate of 99.8% of the principal and interest loans have been supported by the average individual purely private enterprises Profit is five before loan