融资难已经成为我国中小企业发展的主要瓶颈制约,在目前国内通货膨胀压力及紧缩的货币政策情况下,这一矛盾更加突出。本文分析了中小企业融资难问题的现状及中小企业融资难的深层次原因,从而提出目前我国解决中小企业融资难的对策。 Financing difficulties have become the main bottleneck of the development of SMEs in our country. Under the current domestic inflationary pressures and the tight monetary policy, this contradiction is even more prominent. This article analyzes the status quo of small and medium-sized enterprises financing difficulties and the deep-seated reasons for the financing difficulties of small and medium-sized enterprises, and puts forward the countermeasures to solve the financing difficulties of small and medium-sized enterprises in our country at present.