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近年来,沪苏浙三地保险市场保持持续快速发展,服务地方经济大局能力不断提高,但在不同程度上均面临先发优势丧失的危机。长三角金融一体化对长三角保险监管格局提出了挑战。完善区域保险监管合作机制,需从制度安排、信息共享、风险防范、市场创新、人才培训、消费者保护等方面加强保险监管的合作和协调,促进区域保险业良好互动,防范和化解保险行业系统性、累积性风险。
In recent years, the insurance markets in the three regions of Shanghai, Jiangsu and Zhejiang have maintained a sustained and rapid development. Their ability to serve the overall economic situation in the region has been continuously improved. However, the insurance market faces the crisis of losing their first-mover advantage to varying degrees. The financial integration of the Yangtze River Delta poses a challenge to the pattern of insurance regulation in the Yangtze River Delta. To improve the cooperation mechanism for regional insurance supervision and administration, the cooperation and coordination of insurance supervision should be strengthened in terms of institutional arrangement, information sharing, risk prevention, market innovation, personnel training and consumer protection so as to promote the sound interaction between insurance industries in the region and prevent and resolve the insurance industry system Sexual, cumulative risk.