朱镕基总理在九届人大二次会议的政府工作报告中明确指出：“加快发展消费信贷，推进城镇住房制度改革，支持居民购买住房和大件耐用消费品。”前不久，中国人民银行发布了《关于开展个人消费信贷指导意见》，个人消费信贷相继在上海、北京、天津等地推出。以“花明天的钱，圆? In his government work report on the Second Session of the Ninth National People’s Congress, Premier Zhu Rongji clearly pointed out: “Speeding up the development of consumer credit, promoting the reform of urban housing systems and supporting residents in purchasing housing and large consumer durables.” Not long ago, the People’s Bank of China released the “ Guidance on Carrying Out Personal Consumption Credit, ”personal consumer credit was launched one after another in Shanghai, Beijing and Tianjin. To "spend tomorrow’s money, round?