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信贷文化是商业银行在长期信贷经营活动中形成的、信贷人员普遍认可并共同遵守的信贷经营管理的行为规范和价值理念的总和。健康的信贷文化既能够为信贷制度的建立和完善提供思想和信念支持,又能弥补信贷制度的不足,为银行信贷业务的有效开展奠定良好的思想基础。商业银行传统?
Credit culture is formed by commercial banks in long-term credit management activities. Credit officers generally recognize and jointly observe the norms and values of credit management. A healthy credit culture can not only provide ideological and conviction support for the establishment and improvement of the credit system, but also make up for the deficiencies in the credit system, laying a good ideological foundation for the effective development of bank credit business. Commercial Bank Tradition?