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本文首先揭示了我国中小企业的官方融资现状及困境,通过分析民间融资的诱因、现状、特点和作用,指出发展民间融资是扩大中小企业融资渠道的必然趋势。
This article first reveals the status quo and the predicament of the official financing of SMEs in our country. It points out that the development of private financing is the inevitable trend of expanding the financing channels for SMEs by analyzing the inducement, current situation, characteristics and functions of private financing.