热闹的春节过完,转眼又到阳春三月了。俗话说,一年之计在于春。在中国人的心目中,春节才是一年真正的开始,过了春节,就要对新的一年有所规划了。前几日和几个老友相聚,席间谈及理财,一老友说,他一直认为理财就是多挣少花,尽量存钱,却从来不曾想过理财也需要规划。还有老友说,他也想理财,也看过这方面的书,书上说要用闲钱投资,可他手里并没有闲钱,无财可理啊。也有人说,理财这事儿太专业,咱没这方面的专业知识,也不懂什么规划,还是敬而远之吧。 Lively Spring Festival is over, a blink of an eye spring again in March. As the saying goes, one year’s plan is spring. In the eyes of the Chinese people, the Spring Festival is the real start of the year. After the Spring Festival, it is time to plan for the new year. A few days ago I met with a few old friends and talked about money management during the banquet. An old friend said that he always thought that financial management is to earn more and save less and save as much money as possible. However, he never thought about financial management and planning. There are old friends said he also want to financial management, but also read books in this area, the book said to use spare cash to invest, but he did not spare cash, no money is reasonable ah. Some people say that this thing is too financial professional, we have no professional knowledge in this area, do not understand what the planning, or at arm’s length.