一、兵团中小企业存在的主要问题目前国有企业的体制转换和结构调整进入攻坚阶段,一些深层次矛盾和问题集中暴露出来。和全国一样,兵团中小企业在发展中同样问题突出,集中表现在“高、弱、难、重、差、乏”等方面。高,指负债率高,相当一部分企业处于资不抵债的境地,而且,这种状况仍有继续发展之势。弱,指筹资成本高,偿债能力弱。难,贷款难,寻保难,重,企业负担重。许多企业无力参加失业、养老、医疗保险、职工基本生活保障程度低。加上各种摊派收费雪上加霜,企业不堪负重。差,经济效益差,亏损面大。乏,经营管理和技术人才缺乏。企业难以从正常渠道获得必需人才,缺少吸引人才的有效机制。二、兵团中小企业面临的机遇 I. Major Problems Existing in Corps for SMEs At present, the structural transformation and structural adjustment of state-owned enterprises have entered a crucial stage and some deep-rooted contradictions and problems have been uncovered. Like the rest of the country, the Corps has also highlighted the same problems in the development of SMEs, focusing on “high, weak, difficult, heavy, poor and lacking.” High refers to the high debt ratio, a considerable part of the enterprises are in insolvency, and this situation is still continuing to develop. Weak, refers to the high cost of financing, solvency is weak. Difficult, difficult to loan, difficult to find insurance, heavy, heavy business burden. Many enterprises are unable to participate in unemployment, old-age insurance and medical insurance, and their basic living security is low. Coupled with a variety of assessed charges worse, companies can not afford. Poor, poor economic efficiency, large loss. Lack of, management and lack of technical personnel. It is difficult for enterprises to obtain the necessary talents from the normal channels, and there is no effective mechanism to attract talents. Second, Corps SMEs are facing opportunities