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日前,中国人民银行、住房城乡建设部、中国银行业监督管理委员会联合下发关于个人住房贷款政策有关问题的通知,通知具体内容如下:为进一步完善个人住房信贷政策,支持居民自住和改善性住房需求,促进房地产市场平稳健康发展,经国务院批准,现就有关事项通知如下:一、继续做好住房金融服务工作,满足居民家庭改善性住房需求。鼓励银行业金融机构继续发放商业性个人住房贷款与住房公积金委托贷款的组合贷款,支持居民家庭购买普通自住房。对拥有1
Recently, the People’s Bank of China, Ministry of Housing and Urban-Rural Development and China Banking Regulatory Commission jointly issued a circular on personal housing loan policy issues related to the notice, the specific contents are as follows: In order to further improve the personal housing credit policy to support residents living and improving Housing demand, and promote the steady and healthy development of the real estate market, approved by the State Council, are hereby notified on the matter as follows: First, continue to do a good job in housing finance services to meet the needs of residents to improve housing. Encourage banking financial institutions to continue to grant commercial loans of personal housing and housing provident fund loan portfolio, to support households to buy ordinary housing. Have a