随着银行存款利率的逐渐调低，一向习惯于把余钱存在银行的普通老百姓，今后如何使自己的余钱保值增殖便成了问题。除了把钱存在银行外，还可以投资债券、股票、基金、房地产等。投资债券收益较高，风险小。债券与银行存款一样，靠利息增值，而债券利率比银行存款利率高。... With the gradual lowering of bank deposit rates, the ordinary people who are accustomed to keeping the excess money in the bank will become the problem of how to preserve and increase their own surplus money in the future. In addition to depositing money in the bank, you can also invest in bonds, stocks, funds, real estate and so on. Investment bonds yield higher, risk is small. Bonds, like bank deposits, rely on value added, while bond rates are higher than bank deposit rates. ...