为了解小额贷款公司经营现状和问题,中国人民银行湖北省恩施州中心支行(以下简称“恩施中支”)对全州27家小额贷款公司开展了问卷调查,并实地走访了部分小贷公司和恩施州小贷公司行业协会。调查发现:辖内小额贷款公司总体运行情况较好,对增加农村特信贷资金供给,尤其是缓解县域小微企业融资难、构 In order to understand the status quo and problems of microfinance companies, the Enshi State Central Branch of the People’s Bank of China (hereinafter referred to as “Enshi Branch”) conducted a questionnaire survey on 27 microfinance companies in the state and interviewed some Small loan companies and Enshi small loan companies trade associations. The survey found that the overall operation of micro-credit companies in their jurisdictions is good, and it is difficult to increase the supply of rural special credit funds, especially the financing of small and micro enterprises in the county