我国《保险法》规定了保险代位求偿权的行使对象应排除非主观故意制造保险事故的被保险人家庭成员或者其组成人员,却尚未对“家庭成员”这一术语的范围给予界定或者通过司法解释对其予以明确,这就造成了理论界的众说纷纭与实务界一定程度上的混乱。本文拟通过界定“家庭成员”的意义、总结目前理论界已有观点等出发,从保险法角度,而非婚姻法、继承法角度,思考如何更好地对这一术语进行界定。 China’s “Insurance Law” stipulates that the object of exercise of the subrogation of insurance subrogation should exclude family members or members of insured persons who are not subjective and deliberate in making an insured accident but have not defined the scope of the term “family member” or Through the judicial interpretation of its clear, which led to a wide range of theories in the community and the practice of a certain degree of confusion. This paper intends to define how to better define the meaning of “family members ” and summarize the existing views of theorists in the current field of theory from the perspective of insurance law, not of marriage law and inheritance law.