论文部分内容阅读
本文利用2000～2010年中国31个省份的面板数据,通过建立误差修正模型实证探讨了经济发展与保险业成长之间的关系,研究结果表明:经济发展是带动我国保险业快速成长的重要原因,我国保险业将继续经历较长时期的快速成长,其在国民经济中地位也将不断提升,且比较来看,财产保险业务的成长速度要快于人身保险业务;保险业的成长在长期和短期中均不构成经济发展的Granger原因,保险业成长在经济发展的过程中主要表现为需求决定的引致型成长。
In this paper, the panel data of 31 provinces in China from 2000 to 2010 are used to discuss the relationship between economic development and the growth of the insurance industry by establishing the error correction model. The results show that economic development is an important reason for the rapid growth of China’s insurance industry, China’s insurance industry will continue to experience rapid growth over a relatively long period of time. Its position in the national economy will also continue to increase. In contrast, property insurance business will grow faster than life insurance business. The insurance industry will grow in the long and short term Do not constitute the Granger cause of economic development. The growth of the insurance industry in the process of economic development mainly results from the demand-driven growth.