学生险市场: 竞争进入白热化 近年来,学生险一直是各家保险公司争夺的热点,其中不仅仅有针对大学生的平安保险,而且有针对16岁以下学生、幼儿的“学平险”(学生、幼儿平安保险)。比起别的险种,学平险的费率相当低,仅为2‰,最高赔付额却可达到数万元。 In recent years, student insurance has always been the focus of competition for various insurance companies. Among them, there is not only for the undergraduates’ safety insurance, but also for students under the age of 16 and young children’s “learning risks” (students, Child safety insurance). Compared to other types of insurance, flat insurance rates are fairly low, only 2 ‰, the maximum claims can reach tens of thousands of dollars.