涉及伤人案件数量在整体保险理赔案件中占有一定比重,且案均赔款数额相对较高,但财险公司对医疗跟踪审核环节重视程度不够,医疗跟踪审核管理措施不当,导致对涉及伤人案件的赔付存在较大水分,且往往成为其遭受投诉的重要来源,在影响财险公司盈利能力的同时,直接影响行业的 The number of wounding cases accounts for a certain proportion of the total insurance claims, and the amount of compensation is relatively high. However, the property insurance companies did not pay enough attention to the medical follow-up examination and the medical follow-up audit management measures were inappropriate, Of the compensation exists a large amount of water, and often become an important source of complaints suffered in affecting the profitability of property insurance companies at the same time, directly affect the industry