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系统性梳理银行与技术创新之间的关系研究对当前政府引导金融资源支持实体经济具有重要的理论指导意义。从熊彼特的创新经济分析开始沿着两条脉络:创新经济学家在对企业、产业和经济层面的创新特征及资源配置问题研究;以及金融学家关于银行通过技术创新促进经济增长方面研究,试图归纳银行与技术创新之间的关系研究的主要观点,对现有研究存在的不足做出简单评论,并为转型时期中国商业银行支持企业技术创新实践提供理论线索。
Systematically combing the relationship between banks and technological innovation research for the current government to guide the financial resources to support the real economy has an important theoretical guidance. From Schumpeter’s analysis of innovation economy, we start with two contexts: the innovative economists’ research on the innovation characteristics and resource allocation of enterprises, industry and economy; and the research of financial economists on the bank’s promotion of economic growth through technological innovation , Trying to summarize the main points of the research on the relationship between banks and technological innovation, make a brief comment on the existing problems and provide theoretical clues for Chinese commercial banks to support their technological innovation in the transitional period.