商业信用在市场经济发达国家较为盛行,其中赊销是主要方式,即利用信用条件鼓励客户及时付款。而在我国经济活动中,现金折扣销售确没有得到广泛应用,其深层原因就是整个社会商业信用的比较缺乏。由于科技革命突飞猛进、信息技术日新月异和经济全球化的快速发展,企业的生产规模不 Commercial credit is more prevalent in the developed market economy, in which credit is the main way to use credit conditions to encourage customers to pay in time. In our economic activities, cash discount sales did not get a wide range of applications, the underlying reason is the lack of commercial credit throughout the community. Due to rapid technological revolution, the rapid development of information technology and economic globalization, the scale of production of enterprises