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据新华社2002年4月25日报道,中国工商银行今天正式对外披露不良贷款的数据。这是国有商业银行首次对外公布不良贷款情况。“工行”这次公布的数据,是按中国人民银行规定的“一逾两呆”(逾期贷款、呆滞贷款、呆账贷款)和国际银行业通行的贷款五级分类(正常、关注、次级、可疑、损失)两个标准同时对外公布的。截至2001年末,中国工商银行按贷款五级分类标准,后三类不良贷款占全部贷款的比例为29.8%;按“一逾两呆”标准,不良贷款总额占全部贷款的25.7%。两种不良贷款比例均在下降。中国工商银行计划,力争用五年左右时间,把中国工商银行办成符合上市标准的股份制商业银行。
According to a Xinhua News Agency report on April 25, 2002, Industrial and Commercial Bank of China officially disclosed the data of non-performing loans (NPLs) today. This is the first time that state-owned commercial banks announced bad loans. “ICBC ” data released this time, according to the provisions of the People’s Bank of “one more than two stayed ” (overdue loans, sluggish loans, bad loans) and international banking loans five class classification (normal, concerned , Sub-level, suspicious, loss) two standards at the same time announced. As of the end of 2001, ICBC ranked 29.8% of the total loans according to the five-tier classification of loans. The total amount of non-performing loans accounted for 25.7% of the total loans. Both types of NPLs are declining. ICBC plans to strive to convert ICBC into a joint-stock commercial bank meeting the listing standards in about five years.