近年来,信用社把清收盘活不良贷款作为“生命工程”来抓,采取各种措施加大不良货款清收盘活力度,取得一定成效。然而,许多地方不良贷款犹如弹簧一般,反夏伸缩,忽升忽降,不良贷款清收盘活工作中存在的这种“弹簧现象”,应引起高度重视,查明原因,对症下药,以求根治。 In recent years, the credit cooperatives have taken the collection and repayment of non-performing loans as a “life project” and taken various measures to intensify the liquidation of non-performing loans and achieve some success. However, in many places, such non-performing loans are spring-like, stretching back and forth in the summer, rising and falling suddenly, and the “spring phenomenon” existing in the non-performing loan collection and liquidation work should be given high priority to identify causes and cure the problem so as to cure the problem.