我国利率已经步入实质阶段,利率市场化将会给银行带来风险,同时也有利于国内银行建立制度体系,但对企业的财务和质量会产生较大的冲击,不确定性使得银行加强对利率市场的风险管理,银行也在这个过渡时期,通过强化风险技术手段,推行以利率风险的核心管理方式,完善金融市场的发展。 China’s interest rate has entered a substantive stage. The marketization of interest rates will bring risks to the banks. At the same time, it will also help domestic banks to establish a system of institutions, but will have a greater impact on the financial and quality of the enterprises. Uncertainty will make the banks more effective Interest rate market risk management, banks are also in this transitional period, by strengthening the risk technology and the implementation of the core interest rate risk management, improve the financial market.