资产证券化是本世纪末世界上最重要的金融创新工具之一。推行这一融资工具不仅具有良好的发展前景而，且具有十分重要的战略意义。但中国目前推行资产证券化尚存在一定困难，需采取有效措施加以克服，以推动国民经济发展。 Asset securitization is one of the most important financial innovation tools in the world by the end of this century. The implementation of this financing tool not only has good development prospects, but also has very important strategic significance. However, there are still some difficulties in China’s implementation of asset securitization at present, and effective measures must be taken to overcome it in order to promote the development of the national economy.