我国银行业现状是以四大国有银行为主的在中国商业银行业相关市场中具有市场支配地位,并有行为涉嫌垄断。本文首先介绍了银行业的现状及垄断行为的表现,其次是垄断行为的危害继而引出反垄断的必要性和重要性。 The status quo of China’s banking industry is dominated by the four major state-owned banks, which have a dominant market position in the relevant commercial banking market in China and are suspected of monopolizing their activities. This article first introduces the status quo of the banking industry and the performance of monopolistic behavior, followed by the necessity and importance of the anti-monopoly resulting from the harm of monopoly.