2003年1月1日,我国车险改革开始全面启动,机动车辆保险费率的监管方式开始发生重大改变,车险费率的放开和经营模式的转变成为业界关注的焦点,各保险公司将经历新的考验。车险改革是否会重蹈试点地区覆辙而引发全面价格大战?改革的初衷能否实现?业界已有不同的推论,但最终结果如何,理性看待和客观评论总是负责任的做法。 January 1, 2003, China’s auto insurance reform started in full swing, motor vehicle insurance rates began to change the regulatory approach, the liberalization of auto insurance rates and business model changes become the focus of the industry, the insurance companies will experience new The test. Whether auto insurance reform will repeat the mistakes of the pilot areas and lead to a comprehensive price war? Whether the original intention of the reform can be achieved? The industry has different corollary, but the final result, rational view and objective comments are always responsible.