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运用底线思维分析保险资金运用面临的复杂形势我们要按照习近平总书记“底线思维”的要求,从最坏的方面考虑,向最好的方向去努力。就保险资金运用工作而言,就是要科学分析面对的困难和不确定性。保险资金运用面临的突出问题,就是保险资金收益和结构不能有效支持负债。主要表现为:一是投资收益率偏低。2008年至2012年,行业投资收益率分别为1.89%、6.41%、
Using Bottom Line Thinking to Analyze the Complicated Situations Confronting the Use of Insurance Funds According to General Secretary Xi Jinping’s “bottom-line thinking” requirement, we should work hard in the best direction from the worst aspect. In terms of the application of insurance funds, we must scientifically analyze the difficulties and uncertainties we face. The outstanding problem facing the application of insurance funds is that the benefits and structure of insurance funds can not effectively support liabilities. Mainly as follows: First, the return on investment is low. From 2008 to 2012, the industry investment rate of return was 1.89%, 6.41%, respectively,