信用评估是互联网金融发展的关键环节,而大数据的获取和应用是互联网信用评估发展的核心,因此,如何发挥好大数据在互联网金融中的作用是其未来发展的核心。然而,在互联网金融大数据的收集、分析和应用的过程中可能会面临分析失能、内容失真、安全失控和共享失联等一系列问题和挑战,本文在此给出了相关的对策与解决建议,力图为促进未来互联网金融的持续健康发展作出贡献。 Credit evaluation is the key link in the development of Internet finance. However, the acquisition and application of big data is the core of the development of Internet credit evaluation. Therefore, how to play a good role of big data in Internet finance is the core of its future development. However, in the process of collecting, analyzing and applying internet financial big data, a series of problems and challenges may be encountered, such as analysis of disability, content distortion, loss of control and sharing, and so on. In this paper, relevant countermeasures and solutions are given Suggestions, trying to contribute to the sustained and healthy development of the future Internet finance.