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1988年7月,南京市总工会兴办了职工金融企业——钟山城市信用社。经过三年半的艰苦创业,现已初具规模,目前已开办了结算、存款、贷款、储蓄、证券、代办印花税和工会经费互助融通等金融业务。截止1991年底,已累计吸收各种资金1.5亿元,向工会和社会企事业贷(借)款8000多万元,创利税220多万元,拥有固定资产30多万元,拥有的金融资本金在南京26家城市信用社中居领先位置。信用社能如此健康稳步的发展,主要在于他们能本着“立足工会,面向社会”的宗旨,千方百计地挖掘并集聚各种闲散资金,对工会系统兴办企事业单位实行优先发放贷款,简化贷款手续,贷款利率下浮20%等鼓励和支持的办法,把资金重点投向工会企事业的更新改造和兴办经济实体。近几年来,累计为各级工会兴办的企事业单位投放贷款110笔,达1870多万元,减轻了市总工会的补贴负担。如信用社通过发放贷款,扶持南京电声器材厂工会创办了养鸡场和电子元件服务部,
July 1988, Nanjing Federation of Trade Unions to set up employee financial enterprises - Zhongshan Credit Cooperatives. After three and a half years of arduous pioneering, it has begun to take shape now and has set up such financial businesses as settlement, deposits, loans, savings, securities, stamp duty on behalf of the contractors and the unionization of trade union funds. As of the end of 1991, it had accumulated 150 million yuan of various funds, lent more than 80 million yuan (loans) to trade unions and social enterprises, and generated more than 2.2 million yuan of profits and taxes. It owns over 300,000 yuan of fixed assets and owns the financial capital In Nanjing, 26 city credit cooperatives in the lead. Credit unions can develop in such a healthy and steady manner mainly because they can make every effort to tap and pool various idle funds in accordance with the principle of “fostering trade unions and facing the society”, and give priority to the loans to be set up by enterprises and institutions in the trade union system , Loan interest rates down 20% and other encouragement and support measures, the funds invested in trade unions of enterprises and institutions to update the reform and the establishment of economic entities. In recent years, a total of 110 loans for enterprises and institutions set up by trade unions at all levels have been accrued, amounting to over 18.7 million yuan, alleviating the burden of subsidies for the municipal general unions. Such as credit cooperatives by issuing loans to support the Nanjing electroacoustic equipment factory unions founded the chicken farm and electronic components services,