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兴化市试行的农民住院医疗保险(以下简称住院保险)受到了社会各界和广大农民的热烈欢迎,已有7个乡镇相继实施,12个乡镇正在积极筹办中,预计到明年上半年。全市46个乡镇将全部实施。其进度之快,恰与恢复农村合作医疗工作之艰难形成鲜明比照。原因何在?本文试图从兴化地区这两者的差异分析入手,就其发展趋向提出个人浅见。以引起讨论。1 住院保险的基本特征农民住院医疗保险是地方性互助互济统筹式住院医疗保险制度。从该市试行实践看,住院保险具有以下基本特征:
The hospitalized medical insurance for farmers (hereinafter referred to as hospitalization insurance) tried by Xinghua City has been warmly welcomed by all walks of life and the majority of farmers. Seven townships have been implemented one after another, and 12 towns and townships are actively preparing for the work. It is expected that the first half of next year. All 46 townships in the city will be implemented. Its rapid progress is in stark contrast to the difficulties in restoring rural cooperative medical work. What is the reason? This article attempts to start with the analysis of the differences between the two areas in Xinghua, and put forward some personal insights on its development trend. For discussion. 1 Basic characteristics of hospitalization insurance Farmers’ hospitalization medical insurance is a local mutual assistance and mutual assistance integrated hospitalization medical insurance system. From the trial practice of the city, hospitalization insurance has the following basic characteristics: