尽管网络战争和网络间谍占据了最近各大报刊的头条位置,但是直接针对金融机构及其客户的网络犯罪活动仍在继续肆虐于互联网,这也增加了全球犯罪分子的作案手段。跨渠道攻击和偶尔引起轰动的公共事件清楚地表明,许多金融机构处理诈骗行为的方式并不合适。打击现代网络诈骗唯一切实可行的途径就是连续性监测,侧重于全面查看用户活动、基础设施事件以及银行交易。 Although cyberwarfare and cyber espionage occupy the headlines of the recent major newspapers, cybercriminal activities directed at financial institutions and their clients continue to wreak havoc on the Internet, increasing the number of criminals who commit crimes worldwide. Cross-channel assaults and occasional sensational public events make it clear that many financial institutions do not handle fraud properly. The only viable way to combat modern online fraud is continuity monitoring, focusing on a full view of user activity, infrastructure events, and bank transactions.