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湖南益阳县千家洲倍用社自1953年成立以来,实现了累计发放贷款过亿元无沉淀,连续40年无亏损的光辉业迹。近30年连续被省、地、县、乡授予“农村金融工作先进单位”称号,1992年还被农行省分行授予“创三无所社竞赛活动”合格单位。他们优质的服务带动了“两个效益”的同步增长:1993年全乡工农业总产值达8874万元,比上年增长31.9％;信用社实现利润29万元,比上年增加20万元,各项存款加股金达848万元,比上年增加163万元。 随着农村商品经济的发展,种、养、加、工、服务业并举的多元化生产体系的形成,该社认真执行国家金融政策,在贷款管理上下功夫,做到了既支持农村商品经济的发展壮大,又确保信贷资金的安全、流动与效益。在信贷具体运作上,他们抓了“准”、
Since its founding in 1953, Yiyang County Qiangyizhou Times Multiplex Co., Ltd. has achieved a glorious track record of accumulatively issuing loans of over RMB100 million without any losses for 40 consecutive years. In recent 30 years, the province, prefecture, county and township have successively been awarded the title of “Advanced Unit of Rural Financial Work”. In 1992, they were also awarded the qualified units of “Create Three Wushu Competition” by the Agricultural Bank of China branch. Their excellent service led to the simultaneous growth of “two benefits”: In 1993, the industrial and agricultural output value of the township reached 88.74 million yuan, an increase of 31.9% over the previous year; the credit cooperatives realized a profit of 290,000 yuan, an increase of 200,000 yuan over the previous year , All deposits and deposits up to 8.48 million yuan, an increase of 1.63 million yuan over the previous year. With the development of rural commodity economy and the formation of a diversified production system that combines cultivation, raising, labor, and services, the CFS has earnestly implemented the national financial policy and made great efforts in loan management so as to support both the development of rural commodity economy Grow, but also ensure the safety of credit funds, liquidity and effectiveness. In the specific operation of credit, they have grasped “prospective”