近来,笔者到一些企业了解情况,发现不少企业因为其它企业向银行贷款作担保人,以成人之美为始、代人受过而终的悲剧时有发生,使企业白白蒙受了不应有的经济损失。既然为贷款企业作出担保,蒙受这么大的损失,究其原因是什么呢?归纳起来,不外乎:有的是法律意识淡薄,盲目担保;有的是不调查,不论证,草率担保;畏惧压力,放弃原则,被迫担保;还有的是出于私利,谋取好处,交易式担保。 Recently, I have learned from some enterprises and found that many enterprises traditionally endure the tragedies of the late generations because of the loans made by other enterprises as guarantors and the beauty of adults, causing the enterprises to suffer unforeseen economic losses in vain . Since the loan companies to make a guarantee, suffered so much loss, the reason is what? Summarized, nothing more than: some legal awareness of weak, blind guarantee; some do not investigate, no proof, slogan; fear of stress, give up the principle , Forced to guarantee; still others are out of self-interest, seek benefits, transactional security.